Calculator - Financial Freedom Number

	A	B	C	D	E	F	G	H	I	J	K	L
1	Only fill in the cells that are yellow to avoid deleting formulas. Please download or make a copy of this calculator from File -> Make a copy, or File -> Download
2	Changing the cells in red are optional. It will override the formulas but will allow you more flexibility to determine your annual expenses.
3												This calculator is provided for free by freeinfiveyears.com
4
5		(a)	How old are you now?				35		AGE THAT YOU ARE FINANCIALLY FREE
6		(b)	What were your annual expenses last year?				200,000		50
7		(c)	What inflation rate do you want to use?				3.70%
8		(d)	How much do you have invested currently?				800,000
9		(e)	What is the average yearly ROI for your investments?				4.00%
10
11	Age (a)	Year	Annual Expenses (b)	Increase/(Decrease) in Annual Expenses	Inflation Rate (c)	Annual Expenses After Inflation	Monthly Financial Freedom Number	Investments (d)	Increase/(Decrease) in Annual Investments	Total Investments	ROI (annual) (e)	Passive Income (monthly)

12	35	1	200,000	2.0%	3.7%	211,548	17,629	800,000	5.0%	840,000	33,600	2,800
13	36	2	215,779	2.0%	3.7%	228,238	19,020	873,600	5.0%	917,280	36,691	3,058
14	37	3	232,803	2.0%	3.7%	246,245	20,520	953,971	5.0%	1,001,670	40,067	3,339
15	38	4	251,170	2.0%	3.7%	265,672	22,139	1,041,737	8.0%	1,125,075	45,003	3,750
16	39	5	270,986	2.0%	3.7%	286,632	23,886	1,170,078	8.0%	1,263,685	50,547	4,212
17	40	6	292,365	2.0%	3.7%	309,246	25,771	1,314,232	8.0%	1,419,371	56,775	4,731
18	41	7	315,431	2.0%	3.7%	333,644	27,804	1,476,146	12.0%	1,653,283	66,131	5,511
19	42	8	340,317	5.0%	3.7%	370,554	30,880	1,719,414	12.0%	1,925,744	77,030	6,419
20	43	9	389,082	5.0%	3.7%	423,652	35,304	2,002,774	12.0%	2,243,107	89,724	7,477
21	44	10	444,834	5.0%	3.7%	484,358	40,363	2,332,831	15.0%	2,682,756	107,310	8,943
22	45	11	508,576	-20.0%	3.7%	421,915	35,160	2,790,066	15.0%	3,208,576	128,343	10,695
23	46	12	337,532	-5.0%	3.7%	332,519	27,710	3,336,919	15.0%	3,837,457	153,498	12,792
24	47	13	315,893	-20.0%	3.7%	262,065	21,839	3,990,955	3.0%	4,110,683	164,427	13,702
25	48	14	209,652	-3.0%	3.7%	210,887	17,574	4,275,111	3.0%	4,403,364	176,135	14,678
26	49	15	204,560	-3.0%	3.7%	205,765	17,147	4,579,499	3.0%	4,716,884	188,675	15,723
27	50	16	199,592	-3.0%	3.7%	200,768	16,731	4,905,559	3.0%	5,052,726	202,109	16,842
28	51	17	194,745	-3.0%	3.7%	195,892	16,324	5,254,835	3.0%	5,412,480	216,499	18,042
29	52	18	190,015	0.0%	3.7%	197,046	16,420	5,628,979	3.0%	5,797,848	231,914	19,326
30	53	19	197,046	0.0%	3.7%	204,336	17,028	6,029,762	3.0%	6,210,655	248,426	20,702
31	54	20	204,336	0.0%	3.7%	211,897	17,658	6,459,081	0.0%	6,459,081	258,363	21,530
32	55	21	211,897	0.0%	3.7%	219,737	18,311	6,717,445	0.0%	6,717,445	268,698	22,391
33	56	22	219,737	0.0%	3.7%	227,867	18,989	6,986,142	0.0%	6,986,142	279,446	23,287
34	57	23	227,867	0.0%	3.7%	236,298	19,692	7,265,588	0.0%	7,265,588	290,624	24,219
35	58	24	236,298	0.0%	3.7%	245,041	20,420	7,556,212	0.0%	7,556,212	302,248	25,187
36	59	25	245,041	0.0%	3.7%	254,108	21,176	7,858,460	0.0%	7,858,460	314,338	26,195
37	60	26	254,108	0.0%	3.7%	263,510	21,959	8,172,799	0.0%	8,172,799	326,912	27,243
38	61	27	263,510	0.0%	3.7%	273,260	22,772	8,499,711	0.0%	8,499,711	339,988	28,332
39	62	28	273,260	0.0%	3.7%	283,370	23,614	8,839,699	0.0%	8,839,699	353,588	29,466
40	63	29	283,370	0.0%	3.7%	293,855	24,488	9,193,287	0.0%	9,193,287	367,731	30,644
41	64	30	293,855	0.0%	3.7%	304,728	25,394	9,561,018	0.0%	9,561,018	382,441	31,870
42	65	31	304,728	0.0%	3.7%	316,003	26,334	9,943,459	0.0%	9,943,459	397,738	33,145
43	66	32	316,003	0.0%	3.7%	327,695	27,308	10,341,197	0.0%	10,341,197	413,648	34,471
44	67	33	327,695	0.0%	3.7%	339,819	28,318	10,754,845	0.0%	10,754,845	430,194	35,849
45	68	34	339,819	0.0%	3.7%	352,393	29,366	11,185,039	0.0%	11,185,039	447,402	37,283
46	69	35	352,393	0.0%	3.7%	365,431	30,453	11,632,441	0.0%	11,632,441	465,298	38,775
47	70	36	365,431	0.0%	3.7%	378,952	31,579	12,097,738	0.0%	12,097,738	483,910	40,326
48	71	37	378,952	0.0%	3.7%	392,973	32,748	12,581,648	0.0%	12,581,648	503,266	41,939
49	72	38	392,973	0.0%	3.7%	407,513	33,959	13,084,914	0.0%	13,084,914	523,397	43,616
50	73	39	407,513	0.0%	3.7%	422,591	35,216	13,608,310	0.0%	13,608,310	544,332	45,361
51	74	40	422,591	0.0%	3.7%	438,227	36,519	14,152,643	0.0%	14,152,643	566,106	47,175
52	75	41	438,227	0.0%	3.7%	454,442	37,870	14,718,749	0.0%	14,718,749	588,750	49,062
53	76	42	454,442	0.0%	3.7%	471,256	39,271	15,307,498	0.0%	15,307,498	612,300	51,025
54	77	43	471,256	0.0%	3.7%	488,693	40,724	15,919,798	0.0%	15,919,798	636,792	53,066
55	78	44	488,693	0.0%	3.7%	506,774	42,231	16,556,590	0.0%	16,556,590	662,264	55,189
56	79	45	506,774	0.0%	3.7%	525,525	43,794	17,218,854	0.0%	17,218,854	688,754	57,396
57	80	46	525,525	0.0%	3.7%	544,969	45,414	17,907,608	0.0%	17,907,608	716,304	59,692
58	81	47	544,969	0.0%	3.7%	565,133	47,094	18,623,912	0.0%	18,623,912	744,956	62,080
59	82	48	565,133	0.0%	3.7%	586,043	48,837	19,368,869	0.0%	19,368,869	774,755	64,563
60	83	49	586,043	0.0%	3.7%	607,727	50,644	20,143,624	0.0%	20,143,624	805,745	67,145
61	84	50	607,727	0.0%	3.7%	630,213	52,518	20,949,369	0.0%	20,949,369	837,975	69,831
62	85	51	630,213	0.0%	3.7%	653,530	54,461	21,787,343	0.0%	21,787,343	871,494	72,624
63	86	52	653,530	0.0%	3.7%	677,711	56,476	22,658,837	0.0%	22,658,837	906,353	75,529
64	87	53	677,711	0.0%	3.7%	702,786	58,566	23,565,191	0.0%	23,565,191	942,608	78,551
65	88	54	702,786	0.0%	3.7%	728,789	60,732	24,507,798	0.0%	24,507,798	980,312	81,693
66	89	55	728,789	0.0%	3.7%	755,755	62,980	25,488,110	0.0%	25,488,110	1,019,524	84,960
67	90	56	755,755	0.0%	3.7%	783,718	65,310	26,507,635	0.0%	26,507,635	1,060,305	88,359
68	91	57	783,718	0.0%	3.7%	812,715	67,726	27,567,940	0.0%	27,567,940	1,102,718	91,893
69	92	58	812,715	0.0%	3.7%	842,786	70,232	28,670,658	0.0%	28,670,658	1,146,826	95,569
70	93	59	842,786	0.0%	3.7%	873,969	72,831	29,817,484	0.0%	29,817,484	1,192,699	99,392
71	94	60	873,969	0.0%	3.7%	906,305	75,525	31,010,183	0.0%	31,010,183	1,240,407	103,367